OTIP—What you need to know about additional living expenses coverage

Unexpected events such as fires, natural disasters, or water damage can leave your home temporarily unlivable. In these situations, additional living expenses (ALE) coverage can help. Typically included in standard home insurance policies, ALE coverage pays for temporary housing and other necessary expenses while your home is being repaired. Emergencies can disrupt daily life and create sudden financial stress, but ALE coverage ensures you’re not left to face the burden alone. In this guide, we’ll explain what ALE is and how it works.

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